We’re Breaking the
"Credit Repair" Monopoly.
You shouldn't have to pay a "subscription fee" to exercise your legal rights. We built NoBillFix to turn expensive legal services into free, automated code.
The "Agency Trap"
The credit repair industry is built on a secret: Agencies don’t have special powers.
For years, "Gurus" have charged Americans $100+ per month to mail basic letters that consumers are legally entitled to send themselves for free. They intentionally drag out the process to keep you paying monthly fees.
"We believe credit repair should be a tool, not a tax."
The Truth About Disputes
- 90% is Pure Logic: It's just checking dates and finding FCRA violations.
- Automation > Lawyers: Computers don't get tired, don't make typos, and don't charge hourly rates.
- You Have the Power: The law (FCRA) was written for you, not for agencies.
Why We Are Different
The choice is simple: Pay rent on your rights, or own them.
Traditional Agency
- Costs $99-$199/month indefinitely
- Uses generic, bulk templates
- Profits if your credit stays bad
- Data often shared/sold
NoBillFix (Us)
- Free forever ($0)
- Personalized legal citations (FCRA 611)
- Logic-based success
- Privacy First (Local Storage)
Our Ironclad Promise
Always Free Tier
Our core dispute tools will always be free. We will never hide your legal rights behind a paywall.
Zero Data Selling
We are here to fix your credit, not sell your data. We use client-side generation so your secrets stay yours.
Total Transparency
If a tool can't help you, we’ll tell you. No false promises of "guaranteed deletions," just legal logic.